Health insurance offered through employers represents the single largest source of coverage in the U.S.
But premiums often rise faster than inflation and wage growth, frustrating employers who are on the hook for a large portion of climbing costs and putting increased financial pressure on families.
Yet access to health coverage doesn’t negate affordability challenges either. Forty-three percent of people covered under employer-sponsored plans reported it was difficult to afford healthcare, according to a recent survey by the Commonwealth Fund.
