One-quarter of adults in Texas don’t understand basic health insurance terms, a new report finds. Poor, uninsured and Hispanic Texans were least likely to know the meaning of health-plan basics such as “premium,” “copayment” and “provider network,” according to the Rice University report, which was released this week.
Researchers analyzed data from a survey of adults aged 18 to 64 in Texas that took place between September 2013 and September 2015.
About 25 percent of the respondents said they lacked confidence in understanding seven basic health insurance terms: premium, copayment, deductible, provider network, coinsurance, covered services and maximum out-of-pocket expenses.
